MARCH 10, 2016
Banks will have access to all financial data of the mortgaged both private records and the administration, to investigate its solvency
The new Directive 2014/17 / EEC of 4 February 2014 of the European Union on credit agreements concluded with consumers for residential property use, (ie, mortgages) is to limit the term to be transposed internally in each member State, and the controversy already served.
As already advanced, the Spanish state has until 21 March 2016 to transpose the domestic level, the content of the new requirements of the European Directive . the aim of Directive 2014/17 / EEC is that, given the financial crisis that has put Europe at the gates of widespread insolvency, ensure people who are mortgaged, a plus protection against entities credit, and ensure both financial institutions, the quality of their loans. the directive guarantees that banks have access to economic data mortgaged of the various sections covered by directive, I will refer to the faculty the Directive allows banks and financial institutions to investigate, through data management, to apply for a mortgage: (Article 21) DE JUAN IGNACIO NAVAS MARQUÉS
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